從2015年1月1日起，所有使用信用卡交易的活動需要輸入個人密碼（PIN）% h; E$ `3 M% d3 k1 e0 t3 w
TVBNOW 含有熱門話題，最新最快電視，軟體，遊戲，電影，動漫及日常生活及興趣交流等資訊。0 P% y9 V) H* w. c
==> why need to wait so long? other country like mainland implement long time .... 作者: civicboy1969 時間: 2011-3-19 02:30 AM
上调申请新卡年收入限持卡数目 * e4 u! \8 h I& [5 S国行推行新信用卡条例免增卡奴 9 Q1 Y. j; t9 {% P- KTVBNOW 含有熱門話題，最新最快電視，軟體，遊戲，電影，動漫及日常生活及興趣交流等資訊。18-03-2011 14:46 7 \) f1 V4 Q) q' pTVBNOW 含有熱門話題，最新最快電視，軟體，遊戲，電影，動漫及日常生活及興趣交流等資訊。
为了避免更多国人因过度使用信用卡而成为卡奴，国家银行今日推出新的信用卡条例，即日起将申请信用卡的年收入门槛，从目前的1万8000令吉，上调至2万4000令吉。TVBNOW 含有熱門話題，最新最快電視，軟體，遊戲，電影，動漫及日常生活及興趣交流等資訊。# v! z! _8 z6 K- A, p9 X 公仔箱論壇# o! w2 Y5 }+ g3 T+ _
此外，信用卡新申请者或现有持卡人，若年收入低于3万6000令吉，将限持两家发卡银行的信用卡，而最高信用限额则是月薪的两倍。! h! ^) U$ b8 Q6 i6 r- v
提示: 作者被禁止或刪除 內容自動屏蔽作者: goldmonk 時間: 2011-3-20 02:11 AM
提示: 作者被禁止或刪除 內容自動屏蔽作者: kiatling 時間: 2011-3-20 04:30 AM
Credit cards are a killer for those who don't know how to handle their money. Many people spend the money not belonging to them. Western countries governments can not control the banks of issuing credit cards to anybody even high school students without income. Banks are the ones who supporting the government which even the parties won the election. This have to depend individual who knows how to control their money. Smart person will using the money first then pay off when the statement come, but make use you have those money first. The interest rate is killing you. If you owe one hundred ringgit, but only paid fifty ringgit, you thought have to pay that remain on interest. Sorry you are wrong. Next month have to pay the one hundred ringgit interest instead of fifty ringgit. That is the catch of using credit cards. Nowaday many people can own an American Express credit card no more high class credit any more. I am using only one Mastercard which is free, no annual fee, spare card is Visacard which is also no annual fee.作者: gohtk 時間: 2011-3-20 06:25 AM
这是见仁见智的问题，拥有用信用卡是持卡人与银行的关系，国家银行新条律似乎已干涉到人生自由了，有没有必要申请信用卡是人们的权利，国家银行这样做能减少破产的人数吗？？？作者: goldmonk 時間: 2011-3-23 02:11 AM
